Business Liability Insurance

Shield Your Business: Business Liability Insurance in Colorado

Every business faces risks, but with the right protection, you can focus on growth and success. At Preferred Choice Insurance, we offer customized business liability insurance solutions for companies across Colorado. Whether you’re a small startup or an established enterprise, our veteran-owned agency is here to safeguard your operations and reputation.

Answers to Your Business Liability Insurance Questions

  • What does business liability insurance cover?

    It typically covers bodily injury, property damage, personal injury, and legal defense costs for claims against your business.

  • Is business liability insurance required in Colorado?

    While not legally required, many landlords, clients, and partners may require proof of liability insurance.

  • Does this policy cover employee injuries?

    No, employee injuries are typically covered under workers’ compensation insurance, not liability insurance.

  • Can I add coverage for specific risks?

    Yes, additional coverage options like product liability or cyber liability can be added to tailor the policy to your business needs.

  • Does it cover lawsuits from dissatisfied clients?

    General liability insurance does not cover professional errors or omissions. For that, you’d need E&O (Errors and Omissions) insurance.

  • How much coverage does my business need?

    Coverage needs vary by industry, size, and specific risks. Our team can help assess your requirements to ensure adequate protection.

What Our Business Liability Insurance Can Do for You

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Third-Party Injury Coverage

Protects your business against claims of bodily injury that occur on your property or due to your operations.

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Property Damage Protection

Covers costs if your business activities cause damage to someone else’s property.

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Legal Defense Coverage

Helps cover legal fees, settlements, and court costs if your business is sued.

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Customizable Policy Options

Tailor your coverage to include risks unique to your business, such as product liability or advertising injury.

Get Your Free Business Liability Insurance Quote Today

Safeguard your business from the unexpected. Contact us today or request a free quote online to explore customized liability coverage for your company.