Motorcycle Insurance

Ride with Confidence: Motorcycle Insurance in Colorado

Whether you’re cruising through Colorado’s scenic mountain roads or commuting through the city, your motorcycle deserves the best protection. At Preferred Choice Insurance, we offer customized motorcycle insurance policies to keep you covered on every ride. As a veteran-owned agency, we’re here to help you find the right coverage that fits your needs and your bike.

Answers to Your Motorcycle Insurance Questions

  • What does motorcycle insurance cover?

    Motorcycle insurance typically includes liability, collision, comprehensive, uninsured/underinsured motorist coverage, and medical payments.

  • Is motorcycle insurance required in Colorado?

    Yes, Colorado law requires all motorcycle owners to carry liability insurance to cover property damage and injuries to others.

  • Can I add custom parts and accessories to my coverage?

    Yes, many policies offer options to cover upgrades, custom parts, and accessories like saddlebags and fairings.

  • Does motorcycle insurance cover passengers?

    Many policies offer optional coverage for passengers, ensuring they’re protected in case of an accident.

  • How can I lower my motorcycle insurance premiums?

    You can save by maintaining a clean driving record, bundling policies, taking a safety course, or increasing your deductible.

  • Does my policy cover me if I’m hit by an uninsured driver?

    Yes, uninsured/underinsured motorist coverage protects you financially if an uninsured driver causes an accident.

What Our Motorcycle Insurance Can Do for You

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Liability Protection

Covers damages and injuries to others if you’re at fault in an accident, keeping you financially secure.

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Collision Coverage

Pays for repairs or replacement of your motorcycle after an accident, regardless of fault.

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Comprehensive Protection

Safeguards against theft, vandalism, and non-collision damages like weather-related incidents or animal collisions.

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Custom Parts Coverage

Ensures your bike’s unique modifications and accessories are protected, from custom paint jobs to added equipment.

Get Your Free Motorcycle Insurance Quote Today

Gear up for the ride ahead with confidence. Contact us today or request a free quote online to find the perfect motorcycle insurance policy for your needs.