Classic Car Insurance

Preserve Your Investment: Classic Car Insurance in Colorado

Your classic car is more than just a vehicle—it’s a piece of history and a labor of love. At Preferred Choice Insurance, we provide specialized insurance tailored to the unique needs of classic car owners in Colorado. From vintage roadsters to muscle cars, our policies offer comprehensive protection to keep your prized possession safe on the road and in storage.

Answers to Your Classic Car Insurance Questions

  • What qualifies as a classic car?

    Typically, vehicles 20-25 years old or older, maintained or restored to original condition, are considered classic cars. However, qualifications may vary by insurer.

  • How is the value of my car determined?

    Classic car insurance is based on an agreed value, which is determined between you and your insurer, reflecting the car’s true worth.

  • Does classic car insurance cover regular use?

    No, classic car insurance is designed for limited use, such as exhibitions, parades, or occasional pleasure drives.

  • Can I choose my repair shop for damages?

     Yes, most classic car insurance policies allow you to select a repair shop that specializes in vintage vehicles.

  • What additional coverage is available for classic cars?

    Optional coverage can include spare parts, trip interruption, or towing specific to classic car needs.

  • Are there discounts available for car club members?

    Many insurers offer discounts if you’re a member of a recognized classic car club or organization.

What Our Classic Car Insurance Can Do for You

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Agreed Value Coverage

Ensures you receive the full agreed value of your car in the event of a total loss, without depreciation.

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Specialized Repairs

Covers repairs at qualified shops that specialize in classic and vintage car restoration.

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Spare Parts Protection

Provides coverage for rare or expensive spare parts that are essential to maintaining your classic car.

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Mileage Flexibility

Offers policies designed for low-mileage use, allowing you to enjoy your car at shows, parades, and pleasure drives without worry.

Get Your Free Classic Car Insurance Quote Today

Protect your investment and enjoy peace of mind. Call us now or request a free quote online to find the perfect coverage for your classic car!