Liquor Liability Insurance

Serve Safely: Liquor Liability Insurance in Colorado

If your business serves or sells alcohol, protecting yourself from alcohol-related risks is essential. At Preferred Choice Insurance, we provide tailored liquor liability insurance to safeguard Colorado businesses from the financial and legal challenges that can arise from alcohol-related incidents. Whether you run a bar, restaurant, or catering business, we’ve got you covered.

Answers to Your Liquor Liability Insurance Questions

  • What does liquor liability insurance cover?

    It covers claims related to alcohol-related incidents, such as property damage, personal injury, or accidents caused by an intoxicated patron.

  • Is liquor liability insurance required in Colorado?

    Yes, Colorado law requires liquor liability coverage for businesses that sell or serve alcohol as part of their operations.

  • Does it cover underage drinking incidents?

    Policies typically exclude coverage for knowingly serving underage individuals but may provide protection if it was unintentional.

  • What’s the difference between general liability and liquor liability?

    General liability covers a broad range of risks, while liquor liability specifically addresses incidents involving the sale or service of alcohol.

  • Can I bundle liquor liability with other business policies?

    Yes, you can bundle liquor liability with general liability or a business owner’s policy (BOP) for comprehensive coverage.

  • Does it cover employees?

    Liquor liability insurance may cover employees if they are involved in serving alcohol, depending on the policy terms.

What Our Liquor Liability Insurance Can Do for You

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Event Liability Coverage

Protects your business from claims during events or parties where alcohol is served.

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Third-Party Injury Protection

Covers medical costs, legal fees, and damages if a patron causes harm to another individual after consuming alcohol at your business.

Liquor Liability Insurance

Property Damage Coverage

Safeguards you against claims for damages caused by intoxicated patrons.

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Regulatory Compliance

Ensures your business meets Colorado’s liquor liability insurance requirements.

Get Your Free Liquor Liability Insurance Quote Today

Serve with confidence and protect your business. Contact us today or request a free quote online to find the perfect liquor liability insurance for your Colorado business.